Sunday, May 24, 2020

Global Marketing - 5709 Words

Global Marketing Plan Yve Franks MKT/562 Executive Summary Gambit Sports Outreach Program is designed to reach the children and the residents of Haiti. Gambits purpose is to develop a nonprofit sports soccer facility that focuses on educating the whole person through education, nutrition and sports. Children are in important part of our future and Gambit wants to be able to help Haiti and the children build up confidence in the people as well as a positive change. Haiti is a place that is known for soccer and Gambit wants the chance to build up Haiti and the people that live there. Gambit Sports Outreach program will create a†¦show more content†¦Buyers are able to shift purchases or put pressure on the seller. These forces carry over directly to the global case (Johansson, 2009). Gambit will always make sure that the supplier power is always met. Gambit will always have the necessary equipment available for the player at the residents. We pursue our goal for providing a positive integrity soccer experience by incorporating the Porters five force model into our strategic marketing plan. The Aim of Gambit is to use Sports to help in the social, environmental, and ethical issues that the Haitian community faces. The Environmental Regulations that are placed on Haiti have an influence on the forces of competition. The regulation helps to create a new thriving competitive environment. In Table Two the Porters five force model gives an overview of the forces and how they apply to each other. Strategic Alliances It is imperative that Strategic Alliance be formed with Haiti’s National Soccer Foundation, Haitian Business Investors and other Domestics Investor in order to gain as well as foster positive collaboration. This collaboration will share vital information, assets, and technology as well as will be seen as a stronger business force or coalition unit that will pursue the joint venture of establishing the Gambit Outreach Soccer Program building and stadium. The Strategic Alliance will also have the necessary bargaining power,Show MoreRelatedGlobal Marketing4353 Words   |  18 PagesModule Handbook International Marketing Table of Contents 1. General 1 2. Overview of Module and Module Descriptor 1 3. Assessment Criteria and Marking Guidelines 3 3.1 Assessment Timetable 4 4. Schedule of Work / Topics 5 5. Communication 6 6. Support for Your Learning 7 6.1 Specific Support Materials for Module 8 7. Developing Good Academic Practice 10 8. Student Charter 12 9. Complaints and Appeals 12 10. Module Feedback from Previous Students 13 General General guidance andRead MoreGlobal Marketing Of Starbucks : Marketing1571 Words   |  7 PagesGlobal Marketing of Starbucks The Starbucks brand was founded in 1971 in Seattle, when an English teacher Jerry Baldwin, a History teacher Zev Siegl, and a writer Gordon Bowker decided to open their own coffee shop. Now, Starbucks is the most successful coffee company in the world that serves coffee in 65 countries in more than 23000 stores. Among professional young adults, Starbucks is the brand of coffee shop that makes coffee-drinking experience unique because of its high-quality service. In theRead MoreGlobal Marketing2537 Words   |  11 PagesCritically analyse and evaluate the global macro environmental variables that are likely to have the most significant impact on your company. Introduction Fairmont Hotels and Resorts (Fairmont) is operating and competing in the hospitality industry, which has been affected vastly by the impact of global financial crisis, terrorist attacks, globalisation of the hospitality and tourism industry, the uncertainty surrounding the sovereign dept of some countries in EU, development of emerging marketsRead MoreGlobal Marketing Management1172 Words   |  5 PagesGlobal marketing management first involves the same elements as any type of marketing management and then must take into account the different requirements of the global marketplace, the different opportunities, and the pitfalls that must be avoided in this developing arena. Deciding what works and what does not and seeing to it that the company follows what works is the job of the marketing manager. While the purpose of marketing is the same in the global marketplace as in the domestic marketRead MoreGlobal Strategy : Global Marketing927 Words   |  4 PagesGlobal strategy: Global strategy is considered as a detailed plan on how an organization or a firm can be successful marketing its products or services at global level to enhance business growth, and increase profit margin (Lynch, 2014). Organizations or firms will have many reasons why its imperial for the businesses to penetrate or enter global market, some of these reasons will include to increase profit margin, increase sales, expand the scope of the business at a global scale, and increase marketRead MoreThe Principles Of Global Marketing1632 Words   |  7 PagesThe principles of global marketing Introduction Global marketing, which is a theory about the worldwide merchandising strategy, establishes the basement of marketing. As globalization is combined with diverse cultures from the whole world, costumers have different demands which have to achieve by businesses. In addition, the strategy of global marketing is necessary for companies to develop new markets. This assignment will firstly explain what global marketing is. After that, it will confer strategyRead MoreGlobal Marketing Strategy2178 Words   |  9 Pagesthose which need to be customized. Japanese companies such as Sony and Matsushita have been quite successful in marketing standardized versions of their consumer electronics products. These companies had limited resources during their early days of globalization and identified features which were universally popular among customers across the world. Global economies of scale helped them to price their products competitively. At the same time, these companies laid great emphasis onRead MoreGlobal Marketing And For A Company Essay1999 Words   |  8 PagesAbstract To understand global marketing and for a company to be success on an international level it is important to look into various aspects of marketing. A company must do extensive research into the foreign country they are looking into entering to determine if their company and/or product(s) will be successful. A business must go through their current marketing mix and decide if it should make adjustments to their product, the price, the distribution method, and the promotional strategy toRead MoreMarketing in the Global Economy1844 Words   |  8 PagesMarketing in the Global Economy Marlene Garay AIU Online Abstract In today’s world of constant change and technological advancements, it is imperative that marketers stay up to date and ready to tackle and challenges. Companies are battling neck to neck in order to make sure the products they offer are available and in the consumers mind. Not only do they have to be concerned about the local target audience. Now the reach is worldwide and the target audience can be a eclectic mix of racesRead MoreGlobal Marketing Strategies1846 Words   |  8 PagesTwo opposite viewpoints for developing global marketing strategy are commonly expounded. According to one school of thought, marketing is an inherently local problem. Due to cultural and other differences among countries, marketing programs should be tailor-made for each country. The opposing view treats marketing as know-how that can be transferred from country to country. It has been argued that the worldwide marketplace has become so homogenized that multinational corporations can market st andardized

Monday, May 18, 2020

The company of Boeing - Free Essay Example

Sample details Pages: 1 Words: 310 Downloads: 1 Date added: 2017/09/17 Category Technology Essay Type Argumentative essay Did you like this example? In late 2003, the company of Boeing was the worst of its life. However, it was changed some market demand and solved the technology issues, then slowing to improve. According to the case study (Boeing), the six-box organisational model provides a framework that succinctly identifies the key factors at the centre of the Boeing situation. 1. Strategy – was to update their technology systems, downsize their operations, and re-establish relationships with their suppliers and the only feasible way costs could be cut. . Structure – the problem of 1994 airbus which shocked the management executives and began a series of changes that were implemented to overcome the bureaucratic structure, outdated technological systems, and unnecessary processes in a company that had reportedly changed. 3. Systems – Boeing adopted the principles of lean manufacturing and aimed to rejuvenate their reputation by making their production more efficient. The object of the project was to implement an automated system of assembly lines. 4. Style – the decision was made to diversify from the traditional commercial airline industry and the many acquisitions that were made created integration issues for the company. The aim again was to add more stability to the business by diversifying into information services and the space industry that providing services with elevated margins that would reflect on Boeing’s bottom line. 5. Staff – according to the CEO of Airbus Noel Forgeard, the process of diversification was ‘extremely demoralizing for Boeing employees,’ but Boeing’s vice president of marketing, Randy Baseler, claimed that ‘what affects morale right now is that we are in a down cycle. ’ Regardless of the reasoning behind it, Boeing’s employee morale was at a low and this issue needed to be addressed. 6. Skills – Boeing has bet its future on the market developing a partiality for smaller a ircraft, like their new 7E7. Airbus. On the other hand, the projects will the airlines to purchase larger aircrafts in the future. Don’t waste time! Our writers will create an original "The company of Boeing" essay for you Create order

Thursday, May 14, 2020

Truth Is Culturally Relative - 1639 Words

The quality of being true is related to something clear, without any uncertainty. This is perfectly summarized by the Greek word for truth is á ¼â‚¬ÃŽ »ÃŽ ®ÃŽ ¸ÃŽ µÃŽ ¹ÃŽ ± (alà ©theia), from the privative prefix á ¼â‚¬- (a-), meaning not, and -ÃŽ »ÃŽ ®ÃŽ ¸ÃŽ µ (-lethe), oblivion, which, as Martin Heidegger (2001) explained by analysing its etymology, refers to the state of not being hidden. Truth is a cross issue, that embraces everything related to humans, from the most ordinary aspect of daily life, to the most deep religious thought. The need to find what is true is part of the human nature, but as the German philosopher Edmund Husserl (1965) stated, that same nature, which gave us the need of knowledge, at the same time bound us to subjectivity, limiting our understanding to judgement and interpretation, thus, truth can only be obtained gradually, through a never ending task. This process of understanding finds its ancient roots in Greece, in the VII-VI century B.C., when ph ilosophy was born and the slow loss of universal certainties has started. The very first interest of philosophers was that to define the concept of Being, a wide notion that embraces objective and subjective features of reality. Throughout the philosophy of truth, objectivism and subjectivism lead to the development of the two major approaches to reality, Relativism and Universalism. One of the first interpretation of truth and knowledge was given by the sophists, and it finds its primary source in Protagoras fragment of allShow MoreRelatedMorality Essay565 Words   |  3 PagesMorality Is morality relative? Ruth Benedict and James Rachels have opposing views on this conroversial question. Benedict, a foremost American anthropologist who taught at Columbia University (Pojman 370) believes that morality is relative to ones culture and that ones behavior which is deemed moral or immoral is dependent upon cultural norms. Her argument is as such: 1. Different cultures have radically different moral codes 2. There are no objective moral principles i.e. allRead MoreCriticism Of Cultural Relativism1216 Words   |  5 PagesCultural relativism is the theory where there is no objective truth in morality, and moral truths are determined by different cultures. The primary argument used to justify cultural relativism is the cultural differences argument, which claims different cultures have different moral practices and beliefs, therefore, there is no objective truth in morality (Newton). After reading James Rachels The Challenge of Cultural Relativism, I find his criticisms to be persuasive because the argument made forRead More How Morality is Culturally Relative Essay example1468 Words   |  6 PagesHow Morality is Culturally Relative Abstract Within this world that we live in, there is an enormous amount of people. Each of these people belongs to different cultures and societies. Every society has traits and customs that make it unique. These societies follow different moral codes. This means that they will may have different answers to the moral questions asked by our own society. What I am trying to say is that every society has a different way of analyzing and dealing with lifes eventsRead MoreEthical Relativism Essays990 Words   |  4 Pagesindividual to act in a certain way depends on or is relative to the society to which he belongs†(Pojman, 24). Within the meaning of ethical relativism we can derive two theses; cultural relativism and the dependency thesis. Ethical relativism is a problematic theory because there are so many differences within cultures, and individual choices might not always be morally right choices. Because of this, what is culturally acceptable is not always morally right. Ethical Read MorePsychology Observation Aspects: Biases, Assumptions, and Interpretations833 Words   |  3 Pagesempty research findings of all meaning, depending on whether the researcher believes facts exist independent of perspective. Acceptance of universal Perspectivism, combined with triangulated comparison from several sources, can result in approximate truth. Body Kinds of Biases, Assumptions, And Interpretations That May Affect The Seemingly Objective Observation Of Events The biases, assumptions and interpretations that may affect the seemingly objective observation of events may well be too numerousRead MoreEthical Relativism Is A Problem For A Couple Reasons976 Words   |  4 PagesEthical Relativism is, â€Å"The theory that holds that morality is relative to the norms of one s culture.† Initially the answer to this question seems quite clear, however there is more then simply saying the bible is the inly source of moral code. That is all well and true but the differences in culture make this discussion a little more cloudy. Even though it is less clear cut, Christians cannot be ethical relativists. Even as society differs from culture to culture and different views are prevalentRead MoreMissions Should Be A Fundamental Priority1565 Words   |  7 PagesContextualization in missions should be a fundamental priority in missions but is often times viewed as a sometimes controversial, relative methodology instead. However, contextualization i s the framework by which the church’s role as the great missionary agent and participant in the Missio Dei of God by charge of what has been dubbed, The Great Commission and found in Matthew 28:18-20 â€Å"Jesus, undeterred, went right ahead and gave his charge: â€Å"God authorized and commanded me to commission you: GoRead MoreWhat Is The Kantian Idea Of Europe?1023 Words   |  5 PagesDutch and Kantian ideas? Why was peace so crucial at this point in history? What does this have to do with the idea of Europe? On what basis could peace be founded? Does Tully agree with Kant’s claims that his idea of Europe is â€Å"universal† and â€Å"culturally impartial†? Why or why not? What are Kant’s blind spots? Kant’s idea of â€Å"progress† is grounded in a â€Å"stages† or a â€Å"teleological† view of history. What is a teleological view of history? What are some problems with this view? What kinds of assumptionsRead Mo reRelativism Vs Realism953 Words   |  4 Pagesrejecting moral relativism in favor of moral realism? Moral Relativism is defined as the view that moral judgements are true and false only relative to some particular standpoint and no standpoint is uniquely privileged over all others. An interpretation of moral relativism is that it is an understanding that the ethical position of right or wrong is culturally centered and as a result subjected to a person’s individual opinion. Plato however spends a great deal of time arguing against moral relativismRead MoreCultural Relativism And The Nature Of Truth Essay1338 Words   |  6 PagesThe nature of truth can be defined as intangible in the sense that it can be objectively based or relatively based. Upon the subject of moralism, there are two classic positions: universalism or objectivism and cultural relativism. The idea of cultural relativism is often used to explain the differences in practices and ideologies between cultures . Cultural relativists emphasizes the element of relativity in relation to a person’s values in the sense that the truth is dependent on or a function of

Wednesday, May 6, 2020

Program Of Study And The Professional Development Plan

Program of Study and the Professional Development Plan The program of study I have selected is the Masters of Science in Nursing Education Bachelors of Science in Nursing (BSN) track. The purpose of this paper is to explain my choice and provide a depiction of my personal and professional background. I will also explain professional and personal goals related to the curriculum and the practicum. Educational and Professional Background I’ll commence by declaring I have always sought to be a nurse ever since I was a little girl. I would pretend those little candies were pills, sit at the table, fill out documents, and listen to heart sounds with my little play stethoscope. As I matured, I wanted to be a pediatrician but I got married, had children, got divorced and became a single mom nurturing three boys. I chose an occupation that would afford me the opportunity to attend school and manage my home life at the same time. Well, my boys and I persevered and I proceeded back to school to increase my salary and elevate my career. I looked up one day and recognized I had been a nurse for 20 years and loving it. I am now teaching nursing, and have found that I fully appreciate that as well. However, in order to be a full-time educator, you have to be master prepared. In 1992, I attended Detroit Practical Nursing Center where I became a Licensed Practical Nurse (LPN). I went on to attend Wayne County Community College (WCCC) and acquired my Associates of Applied Science (AAS)Show MoreRelatedPlanning For Professional Development Of Teachers1627 Words   |  7 PagesPlanning for professional development of teachers Reem Alruyali HDL 692 The need for professional growth is constant in the Education field because teachers cannot live a lifetime on a specific set of knowledge, skills, and competencies with the open pressure and progress of knowledge that is available in this current day and age. This requires the teacher to keep informed at a level of renewed information, skills, and modern trends in teaching methods and techniques. Thus, education for teacherRead MoreConceptual Illustration For Quasi Experimental, Nonequivalent Control Group Design With Multiple Groups Essay1008 Words   |  5 Pagesnonequivalent control group design with multiple groups. The intent of this research study is to determine which one of the four professional development programs is going to be the most effective in improving employee performance. The research quasi-experimental design presented will be used to investigate and address the research questions and hypotheses. Populations and Participants. The population for this study will consist of supervisors working at the phone center. Using non-probability samplingRead MoreTaking a Look at Shared Leadership1525 Words   |  6 Pagesthe resources, time, and support necessary for many of the teams to function effectively. For example, our school underwent an accreditation process several years ago and all faculty members worked together in smaller teams to draft an action plan for the coming years. However, extensive and significant revisions were completed over the course of the year by one individual when the document and intent of the process was to involve all stakeholders. I am among a great number of staff membersRead MoreWhat Are The Needs And Preferences For Further Professional Development Process1189 Words   |  5 PagesInstructors and Administrators for Further Professional Development Program in Institutions of Northern Iraq When the perceptions of instructors and administrators on their needs, preferences, and suggestions are considered, administrators mentioned that many areas are in need of improvements, and urgent reforms are necessary in the field of administration like equipping administrators with soft skills and competencies, improving quality assurance program, and introducing new methods in the fieldRead MoreEssay on Manage Personal Work Priorities and Professional Development1289 Words   |  6 PagesBSBWOR501B Manage personal work priorities and professional development ASSESSMENT 1 TASK A: RESEARCH RESUME WRITING Four tips to improve my Resume:- 1. Know the purpose of your resume. 2. Back up your qualities and strengths. 3. Sell yourself. 4. Update your resume regularly. TASK B: UP-TO-DATE_RESUME TASK C: PEER REVIEW |Peer’s Name: |Katy Smith |Phone Number: | Read MoreChild Development And Family Studies Essay1670 Words   |  7 PagesChild Development and Family Studies is a very important field of study. Being able to study how infants’ progress through maturity allows professionals to be able to make improvements that will enhance children’s growth throughout the years. Through extensive research Child Development and Family Studies professionals have been able to demonstrate how important a child’s surroundings are toward their development. Everything that children encounter in their lives, especially in the early years hasRead MorePrinciples of Leadership in Nursing1692 Words   |  7 PagesA pattern of personal success begins with a plan. Planning is, in fact, one of the core principles of leadership in any field. In Principle-Centered Leadership, Stephen Covey (1992) states, careful planning helps us maintain a sense of perspective, purpose, and ordered priorities, (p. 77). Without perspective, purpose, and ordered priorities, one can become distracted, discouraged, and dismayed when their goals have yet to be met. Coveys flagship book The Seven Habits of Highly Effective PeopleRead MoreGoal Statement1263 Words   |  6 PagesHerbert Mugumya - Professional Goal Statement Walden University Ph.D. in Human Services, specialization; Human Services Administration My primary goal in applying to Walden University for Ph.D. program is to prepare myself for a future career in forensic human services administration. Interested in furthering the current body of research and in improving techniques used on the study of the theoretical foundations of organizational behavior and the practice of management and planning. I am veryRead MoreDevelopment Plan For The Professional And The Academic Field1521 Words   |  7 PagesDevelopment Needs Analysis Introduction Why a development planning is important to a learner who wants to succeed in the professional and the academic field? A development plan is defined as a structured and supported process commenced by learners to consider their own learning, performance and achievement and to plan for their personal, educational and career development. In another words, a development plan is an inclusive process, which is opened to all learners, in all higher education provisionRead MoreBeginning Teachers’ Perceptions toward Teacher Training and Professional Development Programs975 Words   |  4 Pagesrequired to attend staff development or professional development over the course of the school year. For most teachers this is a waste of time and resources because it is usually some guest speaker who stands up in front of the entire school faculty and staff and talks about their past teaching experiences if any and whatever book they are selling. These are days that could be spent adding valu e to our teachers and school districts with professional development programs that provide engaging activities

Predatory Lenders The Law And Economics Of Predatory...

Predatory lenders are organizations, which offer loans with high interest rates to those who are in need of fast money, usually because of an emergency. Engel Kathleen, and Patricia McCoy, in their paper â€Å"A tale of three markets: The law and economics of predatory lending† defined predatory lending as Any serious attempt to address the problem of predatory lending, however, must be able to describe it. â€Å"predatory lending generally has been described as a catalogue of onerous lending practices, which are often targeted at vulnerable populations and result in devastating personal losses, including bankruptcy, poverty, and foreclosure. † which essentially means that while the methods of predatory lending have changed over the years, the concept of predatory lending has remained the same. Predatory lenders used to be loan sharks, who would loan people money from the local mob, but now predatory lenders operate as payday loan offices, and Car Title loaners. These c ompanies utilize the niche market of people living in low-income areas, who are desperate for quick cash and have stable paying jobs, and a willingness to pay the flat fees associated with said loans. Loans such as Payday Loans and Car title loans operate by preying on those who have no other alternatives. Predatory lending practices have had a predominately negative effect on lower income communities, forcing many families living in these communities to go into deeper debt trying to pay off the initial loan, leadingShow MoreRelated Legislation and Predatory Lending in the Mortgage Industry Essay1898 Words   |  8 PagesLegislation and Predatory Lending in the Mortgage Industry The American Dream has been one of this nations most enduring ideals of the past half-century. Presumably, every young couple, low-income family, and incoming immigrant hopes to one day produce 1.7 kids, obtain 1.3 cars, and of course purchase the house with the white picket fence. But fulfilling these goals costs money; and the aforementioned groups are among the least financially stable in the country. These peoples need forRead MorePredatory Lending in the Housing Industry3062 Words   |  13 PagesThe Ethics of Predatory Lending in the Housing Industry The real estate industry is thriving with approximately sixty-eight percent of all Americans being homeowners. With low interest rates, 1st time home buyer down payment assistance programs, and government funded educational opportunities (i.e. the Home Ownership Center of Greater Cincinnati), the real estate and mortgage lending industries will continue to flourish. However, there are some unethical lending practices that are threateningRead More Predatory Lending in the Housing Industry Essay2965 Words   |  12 PagesEthics of Predatory Lending in the Housing Industry nbsp;nbsp;nbsp;nbsp;nbsp;The real estate industry is thriving with approximately sixty-eight percent of all Americans being homeowners. With low interest rates, 1st time home buyer down payment assistance programs, and government funded educational opportunities (i.e. the Home Ownership Center of Greater Cincinnati), the real estate and mortgage lending industries will continue to flourish. However, there are some unethical lending practicesRead MoreThe Subprime Loan Blog Assignment And References Of Resources Researched Essay1390 Words   |  6 PagesThere were many culprits in the subprime loan debacle in the United States starting somewhere around the middle of 2006. Gilbert (2011) state many levels of contributors participated in this mortgage lending crisis. Gilbert (2011) portends some of these included loan applicants, mortgage brokers, lenders, individual mortgage packagers, agencies that rate mortgages, investment brokers, and advisers, and purchasers of the collateralize d mortgage obligations (Gilbert, 2011). People are advised toRead MoreDeregulation And The Rebirth Of An Industry1564 Words   |  7 PagesI. Deregulation and the Rebirth of an Industry Before the 1980s you couldn’t find many payday lenders, if a person was short on cash and needed it immediately they had to go their local pawn shop, or if incredibly desperate a loan shark. The pawn shop provided a pay-it-back or lose it system which left people without their personal effects, but they were free from debt. The loan shark on the other hand charged extremely-high interest rates, and usually under illegal conditions. Both of these optionsRead MoreEssay on The Subprime Mortgage Crisis1374 Words   |  6 PagesThe subprime mortgage crisis The argument over who is at fault for the housing market collapse has been a heated issue amongst government, politicians, banking institutions, and mortgage lenders. The subprime mortgage crisis is an ongoing financial issue and real estate nightmare for the United States economy. A dramatic increase in mortgage delinquencies and foreclosures has caused a significant adverse effect on banking institutions and financial markets. Due to this mortgage crisis, the housingRead MoreThe Housing Crisis Of 20081563 Words   |  7 PagesUnited States housing market experienced growth at an unprecedented rate, leading to historical highs in home ownership. This surge in home buying was the result of multiple illusory financial circumstances which reduced the apparent risk of both lending and receiving loans. However, in 2007, when the upward trend in home values could no longer continue and began to reverse itself, homeowners found themselves owing more than the value of their properties, a t rend which lent itself to increased defaultsRead MoreThe Financial Crisis Of 2007-20081389 Words   |  6 Pagesforeclosure rates and housing appraisal drops. The government s false sense of security in regards to the economy and the predatory lending practices of big banks such as Bank of America, JP Morgan and Wells Fargo, impacted the housing market negatively and ultimately led to millions of people in debt and without a home. Keywords: Bank of America, subprime mortgage-lending, financial crisis 2007-2008 The Financial Crises of 2007/2008: A Look At Subprime Mortgages and the Big Banks’Read MoreThe Great Recession Of 20081388 Words   |  6 PagesRecession is considered the second worst economic crisis in American history, behind the Great Depression. The Recession of 2008 was caused by two major faults: the use of subprime lending and changes in banking culture leaning towards self interest within the banking industry. There is no doubt that subprime lending was a major cause of the Recession. It was a tactic used by investment banks in order to get more money from unsuspecting homeowners. However, lenders found out that most of the peopleRead MoreSolving the Foreclosure Crisis Essay1092 Words   |  5 PagesThe foreclosure crisis was one of the harbingers of the coming economic recession. This was the issue that shifted the focus of the 2008 presidential election from the Iraq War to the economy. As one can imagine, many individuals and families are currently hurting as a result of this foreclosure crisis. High unemployment rates and lack of job creation leave very few options for already struggling homeowners. Because the housing industry composes such a large part of the American economy and affects

Personal finance goals Essay Example For Students

Personal finance goals Essay Figuring out where you will be financially years from now is hard to imagine. There are always what you plan, and then theres things that just happen that you would usually rather not have of. You can always make goals and things and hope that things go alright and end up close to what you expected. I am currently eighteen years old. I am working on setting up all my financial things so that I am independent and can rely on myself for what I need and not have to worry about having my parents approving of things and being responsible for what I choose to do. I am going to take out a small loan soon and work on building up my credit history. I am also planning on transferring all my things like my car and phone to my name. This summer I am going to get a full time job as a CNA and save up some money for next year college. I plan on hopefully going to the University of Minnesota Twin Cities for my bachelors degree in nursing. As I attend college I plan on staying employed as a CNA and w orking as much as possible so that I can afford to pay my tuition that I will basically be on my own with. During my college years I plan to get a few small credit cards just in case and also to keep my credit good. After I graduate, I would like to move somewhere south or west and work as a Psych RN. While I work as a RN, I may go back to school and complete my masters program to become a NP (nurse practitioner). I will be receiving my insurance through whatever company I am working at because that will be required in order for me to even apply. Hopefully I will have met someone by then and will get married after I receive my bachelors and will eventually have two kids. I will then purchase my own house and also a car. I will be paying insurance on both of these items. I will work the rest of my life as a Nurse and will eventually retire at the age of 65. Although I dont really know how well all of this will work out and Im sure there are probably easier ways to do all this, I dont think I will be talking to any professionals. I think I have enough basic understanding in order to keep myself stable. Granted I will probably fall a couple of times and make a few mistakes, Ive been taught to keep working at it and youll get it right eventually. I know that in order to get what you want you have to try and work really hard. I dont believe in being handed things, whether it be money or advice or anything else. I would rather try and fail then have someone tell me what to and what not to do. I myself believe in risks to an extent. I think they are alright as long as they are somewhat logical. I dont believe in jumping off a cliff with no ropes hoping to survive. I plan on having two accounts, one checking and one savings. I will mainly work with my checking account and the savings will not be touched unless for emergencies. I will keep a mi nimum of a thousand dollars in my savings account, which I will be opening at a credit union since they have a slightly higher interest rate, so I will always have it. I have learned to always keep a safe amount of money the hard way, which is why I will be taking out a loan soon. I think the best investment for you to make is the purchasing of a house. The only catch though is to make sure that you can afford the payments, because if you dont make them all or you are late with them your credit will go down and you will not be able to buy another house for seven to ten years if you allow it to go down to zero. I believe that necessary investments are low risk. Although they might be a lot of money and can be very damaging to credit if not taken care of when they have to be, they are necessities and anyone with their right mind should have them as first priorities. With this I am talking about cars and necessary credit card purchases such as household equipment. I do not think credit cards should be used as any type of extra money. Its not extra, its borrowed. You do have to pay it back and the item will be extra because of all the interest that comes with them. If things are necessary to get at the time cash is not available, like a washing machine and things like that, then go for it. They are necessary to have because things do happen, but too many people use them the wrong way and then end up filing for bankruptcy. The investment that I believe is the highest risk of all would be the purchasing of stocks and relying solely on them for your everyday money supply. They are very unstable and can go many different ways over the course of one day. I think if you purchase one small one thats fine, but not very many unless you like taking those kinds of risks. When I get to about the age of 40-50, I will start to look into what I will need for retirement. I will begin putting money away so I can get a nice house and car. I will begin spending some money on little things because Im getting near the end. Once I get up into the fifties, I will probably be set. I will hopefully have a traditional IRA because I will have made so much money throughout my life. I will probably begin to look for a place to live once I do retire. I will make sure I have at least some kind of medical insurance because older people usually have high medical bills. .u0db64a7de0e5664b96540ad5ef0fb44a , .u0db64a7de0e5664b96540ad5ef0fb44a .postImageUrl , .u0db64a7de0e5664b96540ad5ef0fb44a .centered-text-area { min-height: 80px; position: relative; } .u0db64a7de0e5664b96540ad5ef0fb44a , .u0db64a7de0e5664b96540ad5ef0fb44a:hover , .u0db64a7de0e5664b96540ad5ef0fb44a:visited , .u0db64a7de0e5664b96540ad5ef0fb44a:active { border:0!important; } .u0db64a7de0e5664b96540ad5ef0fb44a .clearfix:after { content: ""; display: table; clear: both; } .u0db64a7de0e5664b96540ad5ef0fb44a { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u0db64a7de0e5664b96540ad5ef0fb44a:active , .u0db64a7de0e5664b96540ad5ef0fb44a:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u0db64a7de0e5664b96540ad5ef0fb44a .centered-text-area { width: 100%; position: relative ; } .u0db64a7de0e5664b96540ad5ef0fb44a .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u0db64a7de0e5664b96540ad5ef0fb44a .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u0db64a7de0e5664b96540ad5ef0fb44a .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(; position: absolute; right: 0; top: 0; } .u0db64a7de0e5664b96540ad5ef0fb44a:hover .ctaButton { background-color: #34495E!important; } .u0db64a7de0e5664b96540ad5ef0fb44a .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u0db64a7de0e5664b96540ad5ef0fb44a .u0db64a7de0e5664b96540ad5ef0fb44a-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u0db64a7de0e5664b96540ad5ef0fb44a:after { content: ""; display: block; clear: both; } READ: Bill of Rights EssayWhen I get to the wonderful age of retirement, I will pretty much be set. I will have a job where a 401k plan is set up for me. I will also have my IRA to look to also. I should have plenty of money to support me and my family for the rest of our lives. All these plans will hopefully help me and my family become economically successful. If I can invest all my money intelligently then we will have a higher possibility for success. The key is to remember the things I have learned and do things the smart way.

Tuesday, May 5, 2020

DRESS CODES Essay Example For Students

DRESS CODES Essay It is in the middle of summer and very hot and humid. You are in complete uniform, wearing the long wool pants with the shirt, tie and sweater. Your whole body is uncontrollably sweating. Instead of paying attention in class, you wipe yourself down every second. Uniforms are uncomfortable, cause distractions and are expensive. They serve no purpose in getting the proper knowledge that one is in school to earn. One that is not comfortable, may not concentrate in class. He/she will move around their seat impatiently trying to get comfortable. Uniforms always cause problems in the summer and winter. The girls complain about wearing short dresses in the winter, arguing that it gets too cold to have their bare legs showing outside in the freezing weather conditions. The boys complain about wearing the hot long pants in the summer. The schools that have dress codes, which tend to be private schools, usually have them because they want everyone to look the same, or dont want to have cliques, or simply just like them. A lot of the institutions feel that this can also reduce the trouble students get in or trouble the school might have with them. All of these reasons that they have are all false. If anything, the dress codes do the exact opposite of what they were intended to do in the first place. With my experience with dress codes (not personally, but a lot of my close friends attended schools with dress codes) I found that the most troubled and most rebellious students seemed to have come from a school that had a dress code. What everyone needs to understand is that young kids and teenagers are very rebellious as it is. So if they are put in a strict situation like this one, they will do whatever is necessary to do the opposite. The idea of having everyone dress the same works to some extent, but students will do anything to get out of looking like everyone else. The other idea of not wanting cliques or little groups of friends in their schools is impossible to solve; especially with dress codes. No matter what type of school you are in or where it is, there are always going to be cliques and there always will be. The other reason of having the dress codes just because they think it will help the school or kids is totally wrong, too. Dress codes have no affect on how students do in school, or how they will act in class, or any positive affects for that matter. The major reason I feel school dress codes are wrong is that they take away from peoples individuality. I feel that I am a perfect example of how they can take away someones individuality. In many cases I am different from a lot of people. I have my own style of dress, my own personality, my own way of doing things, I am my own self. I am someone who likes to wear earrings and baggy clothes and shave my head. Whats wrong with that? I dont wear anything that is offensive to anyone. Most people, including myself, will soon have a job in a work place that has a dress code. For that reason alone schools should not have dress codes. We are only kids, who will soon be wearing a suit and tie to work for 40 years. Dont make us wear them during the one time in our life where we should be able to express ourselves the most. Another example of why this whole dress code controversy is wrong, is expressed in the book, Animal Farm. In this book, the animals take over the farm that they live on because they dont like what is being done by the humans. To sum up what happens throughout the book is that the pigs begin to take control of the farm and slowly, but surely, they start walking, talking, and even living like the humans they had thrown off the farm. Though not an exact example of the dress code controversy, it takes it to the next level. This is next point I would like to make, that the dress code is just where it begins. First they take away peoples individuality with the dress code, whats next they make everyone start talking the same, or acting the same, or just basically being .